When remodeling, why do I need a licensed contractor?

Recently I was asked to bid on a basement remodel that required some framing, electrical wiring, plumbing, insulation, drywall, trim carpentry and painting, along with a few other odds and ends.

As we always do, I completed a drawing, followed by an itemized cost estimate based on that drawing. I quoted the job and was asked several questions by the homeowners in regards to the estimate. They asked if they could use my scope of work and plans to have a “contractor friend” quote the job also. I agreed to let them use the plans and scope of work, with the understanding that they would pay for the plans if their friend got the job.

After they met with their “contractor friend” they asked why they needed me, a licensed contractor, to do their work. The “contractor friend” said “he was qualified and did this type of work without a permit all the time”. He has been doing this type of work on the side while he was laid off.

I explained the following:

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